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Compliance

Can I run financial ads without FCA authorisation?

Last reviewed 22 April 2026 · Reviewed by Jake McQuillan

Quick answer

Can I run financial ads without FCA authorisation?

No - any communication that invites or induces engagement in an investment activity is a financial promotion and requires authorisation or s21 approval.

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What counts as a promotion

Social posts, ads, landing pages, webinars, podcasts, email sequences - if they promote investment activity (mortgages, pensions, investments, insurance) they are regulated.

Exceptions

Certified high-net-worth and sophisticated investor exemptions apply under FPO, but are narrow and carry strict record-keeping duties.

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JM
Reviewed by
Jake McQuillan
Founder at Platinum Prospects
Last reviewed 22 April 2026

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