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How do I qualify mortgage leads at form submission?

Last reviewed 22 April 2026 · Reviewed by Jake McQuillan

Quick answer

How do I qualify mortgage leads at form submission?

Five-field qualifier: property value, deposit %, employment, credit, timeline. Reject: deposit under 5%, recent bankruptcy, timeline over 12 months unless buy-to-let.

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Fields

  1. Property value (pound bands)
  2. Deposit available (%)
  3. Employment type (employed/self-employed/contractor)
  4. Any adverse credit in last 3 years?
  5. Timeline (0-3m, 3-6m, 6-12m)

Thresholds

  • Deposit under 5%: reject (or route to save-for-deposit nurture)
  • Recent bankruptcy: route to specialist adverse broker
  • Timeline over 12m: add to long-nurture sequence
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JM
Reviewed by
Jake McQuillan
Founder at Platinum Prospects
Last reviewed 22 April 2026

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