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How do I qualify pension transfer leads before the consultation?

Last reviewed 22 April 2026 · Reviewed by Jake McQuillan

Quick answer

How do I qualify pension transfer leads before the consultation?

Capture: DB or DC, current provider, approximate pot, last valuation date, retirement timeline, and whether they have previous advice. 6 fields is enough to triage.

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Six-question qualifier

  1. DB or DC?
  2. Current provider / scheme name
  3. Approximate pot (pound bands)
  4. Retirement timeline (years)
  5. Main driver (flexibility, death benefits, tax)
  6. Existing adviser?

Disposal rules

Reject: pot under 30k, DB over 30k without PTS, already receiving advice (unless second opinion requested).

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JM
Reviewed by
Jake McQuillan
Founder at Platinum Prospects
Last reviewed 22 April 2026

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