Use outcome + credential + risk language: "Specialist DB pension transfer advice - Chartered planner, PTS qualified. Capital at risk. FCA 123456."
Formula
[Specific outcome] + [credential] + [balanced risk] + [FCA / firm identifier]
Avoid
- "Unlock your pension" - "Maximise your pension" - Any implication of guaranteed uplift
Include
- PTS, Chartered, DipPFS where applicable - Mandatory risk warning on creative and landing page