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What is the best way to generate mortgage leads in 2025?

Last reviewed 22 April 2026 · Reviewed by Jake McQuillan

Quick answer

What is the best way to generate mortgage leads in 2025?

Combine Google Search for high-intent queries (remortgage, first-time buyer, buy-to-let), Meta for prospecting and retargeting, and a fast-response booking system. Expect £35 to £90 CPL and 20 to 40% lead-to-application rates with proper qualification.

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What works for mortgage brokers

  1. Google Search: capture specific intent ("remortgage rates", "bad credit mortgage broker").
  2. Meta: run prospecting to homeowners and renters aged 25 to 55.
  3. Retargeting: hit Google clickers again on Meta within 24 hours.
  4. Calculators: affordability and remortgage-savings calculators convert 2x a plain form.

CPL benchmarks

  • First-time buyer: £28 to £65
  • Remortgage: £32 to £75
  • Buy-to-let: £45 to £110
  • Bridging: £80 to £220
  • Adverse-credit: £55 to £140

Speed to lead

Responding in under 5 minutes lifts contact rates by up to 21x vs waiting an hour. Automation plus a named owner per lead is essential.

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JM
Reviewed by
Jake McQuillan
Founder at Platinum Prospects
Last reviewed 22 April 2026

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